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American Focus > Blog > Economy > 10 Cheap, Beautiful Places To Retire
Economy

10 Cheap, Beautiful Places To Retire

Last updated: August 4, 2025 8:15 pm
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10 Cheap, Beautiful Places To Retire
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Retiring on a budget is a common goal for many individuals looking to enjoy their golden years without breaking the bank. Choosing an affordable destination with a high quality of life is essential in making this dream a reality. To aid in your relocation plans, GOBankingRates has scoured hundreds of U.S. cities to identify some of the most affordable and beautiful places to retire.

To qualify for the study, each city had to meet specific criteria: more than 12% of the population had to be 65 or older, total monthly expenditures had to be under $9,000 including rent, and the average livability score had to be higher than 60.

Beaumont, a city with a total population of 113,710, stood out as the top choice for retirement due to its affordable cost of living, low housing expenses, and a significant percentage of seniors in the community. Despite not having the highest livability score, Beaumont offers a comfortable and financially feasible retirement option.

Cannon Beach, with a population of 1,368 and a high percentage of seniors at 39.3%, provides a picturesque setting for retirement. Surrounded by natural beauty, including the iconic Haystack Rock and stunning coastal views, Cannon Beach offers a serene environment for retirees to enjoy their leisure years.

Santa Fe, a city with 8,422 residents and a 23.4% senior population, is an ideal retirement destination nestled in the foothills of the Rockies. With ample opportunities for outdoor activities like hiking, biking, and skiing, Santa Fe offers a perfect blend of nature and recreation for retirees.

Whitefish, a town with a population of 2,179 and a significant senior population of 35.8%, boasts natural beauty as the backdrop for a comfortable retirement. With a livability score of 73, Whitefish provides a peaceful and affordable environment for retirees to relax and enjoy their surroundings.

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Marfa, a town in West Texas with a population of 2,676 and an 18.3% senior population, attracts retirees with its stunning desert landscapes and affordable cost of living. The vibrant art community and breathtaking vistas make Marfa a unique and appealing retirement destination.

Leavenworth, a city with 68,505 residents and a 17% senior population, offers a charming Bavarian village atmosphere and ample outdoor recreation opportunities for retirees. With a high livability score of 85, Leavenworth provides a relaxed and active lifestyle for those seeking a vibrant retirement community.

Portland, Maine, with a population of 2,735 and an 18.9% senior population, stands out for its affordable cost of living and access to excellent healthcare. Retirees in Portland can enjoy a rich history, vibrant senior community, and convenient amenities that cater to their needs.

Seward, with a population of 22,332 and a 21% senior population, offers a low cost of living and affordable housing options for retirees. The surrounding area, including Hot Springs Village, provides a peaceful and budget-friendly environment for retirees to enjoy their retirement years.

Portsmouth, a town with 19,421 residents and a significant senior population of 56.2%, offers reasonably priced real estate surrounded by beautiful natural scenery. With a high livability score of 79, Portsmouth provides a high quality of life that retirees can easily afford on a fixed income.

Naples, known for its cozy beach town atmosphere, has a population of 2,735 with an 18.9% senior population. Despite its reputation, Naples offers housing costs that won’t strain Social Security benefits, making it an attractive option for retirees looking for a beachy lifestyle.

In conclusion, these affordable and beautiful retirement destinations offer a mix of natural beauty, cultural richness, and vibrant communities that cater to the needs of seniors. Whether you prefer a coastal town, a mountainous landscape, or a quaint village atmosphere, there is a perfect retirement destination waiting for you. Consider these options as you plan for a comfortable and enjoyable retirement.

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