The “One Big Beautiful Bill Act” (OBBBA) has introduced a series of federal student loan policy changes that are now being implemented by the Department of Education. One of the major changes includes re-classifying certain degrees, such as advanced training for nursing, social work, and public health, which will no longer be eligible to receive higher loan amounts.
The impact of these policy changes on healthcare professionals, especially nurses and social workers, has sparked concern among those in the healthcare industry. With ongoing healthcare crises and projected shortages of healthcare professionals, limiting financial support for training in these fields could exacerbate the existing challenges.
The Department of Education claims that these changes will hold universities accountable for outcomes and reduce the cost of tuition, benefiting borrowers in the long run. However, the decision to categorize certain degrees as “non-professional” seems arbitrary and lacks consideration for the vital roles these professionals play in society.
The proposed rule changes would affect a wide range of allied health fields, including public health, physical therapy, occupational therapy, speech therapy, audiology, and social work. Women of color, who already face barriers in accessing professional training programs, would be disproportionately affected by these changes, further hindering the diversification of the healthcare workforce.
It is important to raise awareness about these policy changes and advocate for the preservation of funding for healthcare training programs. The Department of Education will soon open a public comment period on the proposed rule, providing an opportunity for individuals to voice their concerns. By actively participating in the public comment process, we can push back against these detrimental changes and safeguard the future of our healthcare system.

