Huntington National Bank is a well-established regional bank with a long history dating back to 1866. Headquartered in Columbus, OH, Huntington operates primarily in 14 U.S. states with 1,000 branches and over 1,600 ATMs. One of the standout features of Huntington is its commitment to climate responsibility, making it a leader in this area.
When it comes to banking products, Huntington offers a range of checking and savings accounts to meet varying needs. The Huntington Perks Checking account, for example, offers interest-earning potential, with no minimum opening deposit required. The $10 monthly fee can be waived by meeting certain criteria, such as depositing $1,000 per month or maintaining a $5,000 balance in your accounts. Additionally, the account offers benefits like complimentary credit score monitoring and early access to direct deposits.
For those looking for a more basic checking option, the Asterisk-Free Checking account may be a suitable choice. This account does not earn interest but has no monthly fee or balance requirements. Similar to the Perks Checking account, overdraft fees are waived for transactions totaling $50 or less.
Customers seeking a high-end checking experience may opt for the Platinum Perks Checking account, which offers a competitive 0.03% APY, unlimited fee-free ATM withdrawals, and discounts on certain loans. While this account comes with a $25 monthly fee, it can be waived by maintaining a $25,000 balance in combined deposits with Huntington.
In terms of savings options, Huntington offers the Premier Savings account with a minimum deposit of $50. While the interest rates vary by location, the current advertised rate is 0.01%. The $4 monthly fee can be waived by having a Huntington checking account or maintaining a $300 average daily balance. The Relationship Savings account offers interest rates ranging from 0.01% to 3.29%, depending on your account balance and checking relationship with Huntington.
For new customers, the Relationship Money Market Account provides the opportunity to earn up to 3.66% interest, with rates and fees dependent on the checking account you hold. To qualify, a minimum balance of $25,000 is required.
Huntington also offers a selection of personal credit cards, including the Huntington Secured Credit Card, Cash Back Credit Card, Voice Credit Card, and Voice Rewards Credit Card. Each card caters to different spending habits and preferences, with rewards cards having no annual fees.
When it comes to lending, Huntington provides a range of loan products, including home loans, personal loans, and auto loans, to meet customers’ borrowing needs. The bank also offers basic banking functions through its mobile apps for iPhone and Android, allowing customers to manage their accounts on the go.
In terms of fees, Huntington accounts may have monthly maintenance fees, but these can often be waived by meeting specific requirements. Common fees that customers may encounter include overdraft fees, out-of-network ATM fees, and wire transfer fees.
Overall, Huntington National Bank offers a range of banking products and services with a focus on community development and environmental impact. Customers can contact Huntington via phone, chat support, or in-person at a branch to open an account. With its FDIC insurance and commitment to responsible banking practices, Huntington is a reliable choice for those in its service areas.
