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American Focus > Blog > Environment > ‘Disasters are a human choice’: Texas counties have little power to stop building in flood-prone areas
Environment

‘Disasters are a human choice’: Texas counties have little power to stop building in flood-prone areas

Last updated: July 12, 2025 7:20 am
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‘Disasters are a human choice’: Texas counties have little power to stop building in flood-prone areas
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The recent deadly floods in Central Texas have brought attention to the issue of building in flood-prone areas. Camp Mystic, a private summer camp in Kerr County, was situated on land known to be at high risk for flooding. This tragedy has highlighted the lack of regulatory tools available to local governments, especially counties, to prevent construction in areas susceptible to dangerous floodwaters.

According to state estimates, nearly 1.3 million homes in Texas are located in parts of the state vulnerable to flooding, with a quarter of the state’s land carrying some degree of severe flood risk. This leaves an estimated 5 million Texans at risk of potential flooding disasters. However, counties have limited authority to implement zoning rules that could restrict building in flood-prone areas, unlike cities which have more control over development within their limits.

The growth of the state, the demand for inexpensive land, and the lack of planning for extreme weather events have exacerbated the problem. Camp Mystic and other camps along the Guadalupe River in Kerr County were outside the jurisdiction of the Kerrville City Council, allowing them to be built in areas prone to flooding.

While there are some programs in place to mitigate the risks of building in floodplains, their success has been mixed. Federal flood insurance and relocation programs exist, but many rural counties in Texas do not have federally required hazard mitigation plans in place. This lack of comprehensive planning and regulation has contributed to the continued building in flood-prone areas.

Experts in floodplain management acknowledge the challenge of keeping people away from major flood zones, as there is a natural inclination to live near water. The population growth in Texas, particularly in areas like the Hill Country, has led to increased construction in flood-prone regions. Retirees and those seeking affordable housing often find themselves living in areas at risk of flooding, where land is cheaper.

Local officials are tasked with determining what can be built in floodplains, often facing pressure to prioritize personal property rights over public safety. The delicate balance between economic interests and environmental risks complicates the decision-making process. Ultimately, the goal is not to prevent development entirely but to establish standards that reduce the risk of flooding-related disasters. Even when places adopt new rules, development that predates those rules is often grandfathered in. This can lead to challenges in managing flood plains and other high-risk areas, as existing structures may not meet current safety standards. How strictly local officials regulate development in flood plains ultimately comes down to political will, according to Robert Paterson, an associate professor at the University of Texas at Austin’s School of Architecture.

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“Fundamentally, disasters are a human choice,” said Paterson, who specializes in land use and environmental planning. “We can choose to develop in relation to high risk, or we can choose not to. We can stay out of harm’s way.”

In Texas, the adoption of the state’s first statewide flood plan last year marked a significant step in addressing flood plain management. As more people move outside of major urban areas, cities, towns, and counties have increasingly adopted flood plain management rules or enacted stricter ones. However, the pace of development often outstrips the speed at which ordinances can be adopted, leading to challenges in keeping up with the growing risk of weather disasters.

According to experts like Robert Steubing, localities need to take a more proactive approach to managing development in flood zones. State lawmakers are currently considering measures to address flooding issues, and there is a growing recognition of the need for better tools to manage flood plain development at the state level. This is crucial to prevent a situation where some areas have lax regulations while others are more stringent, leading to disparities in safety and property damage.

While some Texas cities are taking flood plain management seriously, certain regions like the Hill Country have seen more development in flood plains compared to other parts of the state. As the population in these areas grows, there is a heightened risk of exposure to flooding and other natural disasters. Avantika Gori, an assistant professor at Rice University specializing in civil and environmental engineering, emphasizes the importance of making informed decisions about where to develop and live in relation to flood plains.

In the aftermath of events like the 2015 Wimberley flood, developers have pushed for more lenient regulations to allow for additional building in flood-prone areas. However, experts like Robert Mace from Texas State University’s Meadows Center for Water and the Environment caution against expanding development in high-risk zones without proper consideration for safety and environmental risks.

In conclusion, managing development in flood plains and other high-risk areas requires a balanced approach that considers both economic growth and environmental conservation. By adopting stricter regulations and enforcing existing rules, local and state officials can work together to mitigate the impact of natural disasters and protect communities from harm. One of the crucial aspects of respecting the environment and ensuring the safety of residents is making careful decisions about where we build. According to Jim Blackburn, a professor of environmental law at Rice University, there are several factors that contribute to structures being built on flood plains.

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Lax regulations with loopholes that allow existing structures to remain on flood plains, outdated flood maps that do not accurately depict the risks posed to residents, and economic incentives for developers to build in attractive waterfront locations all contribute to the continued development in flood-prone areas. While it is understandable that people are drawn to living near rivers and water bodies, there comes a point where it is necessary to prioritize safety over personal preferences.

The federal regulation of development on flood plains is primarily managed through the National Flood Insurance Program, which requires buildings on flood plains to be elevated above the anticipated water level during a 100-year storm. Local governments are responsible for implementing the program and mapping flood plains, with some cities imposing additional building restrictions to enhance safety measures.

However, Texas has historically been resistant to federal environmental regulations, resulting in a delay in addressing the risks posed by more frequent and intense rainstorms fueled by a warming climate. As temperatures rise, the atmosphere can hold more moisture, leading to more intense and frequent storms. This, coupled with additional development that replaces natural flood-fighting vegetation with impermeable surfaces, further exacerbates the risks of flooding.

A study conducted in 2018 by Hatim Sharif, a civil and environmental engineering professor at the University of Texas at San Antonio, highlighted how new construction can worsen flooding by removing natural barriers. While the recent flood in less-developed Kerr County may not have been significantly impacted by development, Sharif emphasized the importance of studying the causes of such events to better understand and mitigate future risks.

Investments in impact-based forecasting, which combines regular forecasting with on-the-ground information to provide clearer warnings to residents, are crucial in improving preparedness and response to extreme weather events. It is essential for local officials to update flood plain maps, despite political pressures to prioritize development over safety.

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Ultimately, prioritizing safety over economic interests and personal preferences is crucial in mitigating the risks posed by flooding and other natural disasters. By making informed and careful decisions about where we build, we can protect both the environment and the well-being of communities. In today’s fast-paced world, it’s easy to get caught up in the hustle and bustle of everyday life. From work deadlines to family obligations, it can feel like there’s never enough time in the day to relax and unwind. However, taking time for yourself is essential for both your physical and mental well-being.

One way to prioritize self-care is by incorporating relaxation techniques into your daily routine. Whether it’s practicing meditation, going for a walk in nature, or simply taking a few minutes to breathe deeply, these small moments of self-care can have a big impact on your overall health. Studies have shown that relaxation techniques can help reduce stress, lower blood pressure, and improve sleep quality.

In addition to relaxation techniques, it’s important to make time for activities that bring you joy and fulfillment. Whether it’s painting, playing an instrument, or reading a good book, engaging in activities that you love can help boost your mood and improve your mental health. Taking time for hobbies and interests can also give you a sense of accomplishment and purpose, which can be incredibly rewarding.

Another important aspect of self-care is maintaining a healthy lifestyle. This includes eating a balanced diet, getting regular exercise, and prioritizing sleep. Taking care of your physical health is essential for overall well-being, as it can help prevent chronic illnesses and improve your quality of life.

Finally, don’t forget to nurture your relationships with others. Spending time with loved ones and fostering connections can provide a sense of belonging and support. Whether it’s having a coffee date with a friend or calling a family member, taking the time to connect with others can help strengthen your social bonds and improve your mental health.

In conclusion, self-care is a crucial aspect of maintaining a healthy and balanced life. By incorporating relaxation techniques, engaging in activities that bring you joy, prioritizing your physical health, and nurturing your relationships, you can create a lifestyle that promotes overall well-being. Remember to make time for yourself and prioritize self-care in your daily routine – your mind and body will thank you for it.

TAGGED:areasBuildingChoiceCountiesdisastersfloodpronehumanPowerstopTexas
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