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American Focus > Blog > Environment > Home Buying Risks From Climate Change
Environment

Home Buying Risks From Climate Change

Last updated: April 23, 2025 12:55 am
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Home Buying Risks From Climate Change
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As climate change continues to impact our world, the question of whether or not to move to avoid climate-related extreme weather, drought, or disasters is becoming increasingly relevant. While there is certainly an argument to be made for taking action to combat climate change wherever you currently reside, the reality is that for many people, moving may be the only option.

As of December 2023, there were 7.7 million displaced people globally as a result of weather-related disasters and environmental degradation. By 2050, this number is expected to increase dramatically, with projections ranging from 200 million to as many as 1.2 billion climate refugees. The link between extreme weather events and climate change is becoming clearer and more definitive.

In the United States alone, nearly 2.5 million people were forced to leave their homes in 2023 due to disasters such as hurricanes, floods, and wildfires. The once indestructible investment of real estate is now being called into question as climate risks continue to rise.

For many Americans, the reality of climate change is hitting close to home. In a recent survey, 30 percent of Americans cited climate change as a factor that may influence their decision to move. Whether it’s sea-level rise, hurricanes, wildfires, or other climate-related risks, many are considering relocating to safer areas.

Online tools are available to help individuals assess the climate risks of their current or prospective locations. Websites like FEMA’s National Risk Index map provide valuable information on hazards ranging from avalanches to wildfires, as well as scores for social vulnerability and community resilience. Other sites like Augurisk and RiskFactor.com offer more detailed reports for a fee, providing insights into natural disaster risks, societal risks, and even climate change forecasts.

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However, it’s important to note that these tools may provide different risk assessments for the same area, highlighting the need for context and individual judgment when making decisions about where to live. Factors like AI-generated social risk measurements can add another layer of complexity to the decision-making process.

Ultimately, the choice to move to avoid climate-related risks is a personal one that requires weighing various factors and considerations. As climate change continues to shape our world, being informed and proactive about the risks in your current or prospective location is crucial for making informed decisions about where to call home. The rise of AI-based tools and online reports has made it easier for homeowners to gather information about potential hazards in their area. However, it is important to remember that these tools should not be taken as the sole source of information when it comes to assessing the risks associated with natural disasters. While these tools can provide valuable insights, they should be used in conjunction with professional home inspections to ensure that all potential hazards are identified and addressed.

One of the dangers of relying too heavily on AI-based tools and online reports is the potential for further segregation and environmental injustice in communities. These tools may not always take into account the unique challenges faced by marginalized communities, which could lead to a lack of resources and support in those areas. Instead of relying solely on technology, it is important to prioritize community building and engagement to ensure that all residents are prepared for natural disasters.

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Furthermore, it is important to remember that no place is completely safe from climate change. Regardless of where you live, it is essential to be prepared for natural disasters and take steps to make your home and community more resilient. This may involve investing in disaster-resilient home construction, budgeting for resilience renovations, and educating yourself on the primary types of hazards facing your area.

In conclusion, while AI-based tools and online reports can provide valuable information about potential hazards, they should not be seen as a substitute for professional home inspections. It is important to use these tools as a supplement to traditional methods of assessment and to prioritize community building and engagement in order to create a more resilient and inclusive society. By making informed decisions and taking proactive steps to address risks, homeowners can create a safer and more sustainable future for themselves and their communities.

TAGGED:BuyingChangeClimatehomeRisks
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