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American Focus > Blog > Economy > How one millennial played the stock market to quit his white-collar job and retire in his 40s
Economy

How one millennial played the stock market to quit his white-collar job and retire in his 40s

Last updated: July 13, 2025 11:10 am
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How one millennial played the stock market to quit his white-collar job and retire in his 40s
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William Shippey, a 44-year-old former bank analyst, made the bold decision to retire early after delving into day trading with an inheritance. Shippey’s journey into the world of day trading led him to amass around $800,000 in wealth through various strategic trading techniques. With this financial security, Shippey has not worked for the past two years and has no plans to return to the workforce, aside from pursuing some passion projects.

Living a life free from the constraints of traditional employment, Shippey spends most of his time tending to his yard and enjoying the fruits of his successful trading endeavors. With approximately $800,000 in his brokerage account and an expected monthly dividend income of $7,000, Shippey and his wife lead a modest lifestyle in a rent-free garage apartment in South Carolina.

Shippey’s success as a day trader sets him apart from the majority of retail traders, who often struggle to turn a profit in the volatile market. By closely following trading trends and strategically timing his trades, Shippey was able to capitalize on market opportunities and secure substantial profits, notably during the meme stock frenzy that swept the market in recent years.

While Shippey initially funded his trading account with $20,000 of his own money, a significant inheritance from his late mother provided a substantial boost to his trading endeavors. This windfall allowed Shippey to expand his trading activities and achieve even greater financial gains, including a $400,000 profit during a particularly bullish market period.

Shippey’s trading strategy focuses on large-cap stocks that pay dividends, providing a steady income stream and a buffer against market volatility. By diversifying his portfolio and strategically timing his trades, Shippey has been able to navigate the ups and downs of the market with relative ease.

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Despite the occasional stress of trading, Shippey remains confident in his financial stability and ability to weather market fluctuations. With a pragmatic approach to investing and a commitment to financial security, Shippey is content in his early retirement and looks forward to a future filled with personal fulfillment and financial freedom.

If you have a similar story to share about day trading, early retirement, or financial success, feel free to reach out to this reporter at jsor@businessinsider.com. For more inspiring stories and insightful financial news, visit Business Insider.

TAGGED:40sjobmarketMillennialPlayedQuitRetireStockwhitecollar
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