Thursday, 30 Oct 2025
  • Contact
  • Privacy Policy
  • Terms & Conditions
  • DMCA
logo logo
  • World
  • Politics
  • Crime
  • Economy
  • Tech & Science
  • Sports
  • Entertainment
  • More
    • Education
    • Celebrities
    • Culture and Arts
    • Environment
    • Health and Wellness
    • Lifestyle
  • 🔥
  • Trump
  • VIDEO
  • House
  • White
  • ScienceAlert
  • Trumps
  • Watch
  • man
  • Health
  • Season
Font ResizerAa
American FocusAmerican Focus
Search
  • World
  • Politics
  • Crime
  • Economy
  • Tech & Science
  • Sports
  • Entertainment
  • More
    • Education
    • Celebrities
    • Culture and Arts
    • Environment
    • Health and Wellness
    • Lifestyle
Follow US
© 2024 americanfocus.online – All Rights Reserved.
American Focus > Blog > Health and Wellness > Middle-Income Americans Hit Hard If GOP Congress Doesn’t Extend Obamacare Credits
Health and Wellness

Middle-Income Americans Hit Hard If GOP Congress Doesn’t Extend Obamacare Credits

Last updated: September 19, 2025 8:40 pm
Share
Middle-Income Americans Hit Hard If GOP Congress Doesn’t Extend Obamacare Credits
SHARE

Major Premium Increases Loom for Americans Without Extension of Tax Credits for ACA Coverage

A new analysis released by the Kaiser Family Foundation (KFF) warns that middle-income Americans, as well as those with low incomes, will face significant out-of-pocket premium increases if the Republican-led Congress fails to extend tax credits for individuals covered under the Affordable Care Act (ACA).

The legislation passed by the U.S. House of Representatives did not include an extension of the enhanced tax credits, which are crucial for making health insurance premiums more affordable for individuals. The fate of the bill now rests in the hands of the U.S. Senate, where Democrats have indicated they have the votes to block it.

The enhanced subsidies were introduced by the Biden administration and the Democratic-controlled Congress through the Inflation Reduction Act of 2022, leading to a surge in ACA enrollment to over 24 million Americans. However, without the extension of these tax credits, enrollees in benchmark plans could see a double whammy of cost increases.

According to the KFF analysis, individuals currently benefiting from the enhanced tax credits will face steep premium hikes if the credits expire. For example, a 27-year-old earning $35,000 annually could see their premiums increase by 153%, translating to an additional $1,582 per year.

Similarly, a 35-year-old couple earning $30,000 per year, who currently pay nothing in premiums, could be looking at an annual cost of $1,107 without the enhanced tax credits. A 49-year-old couple with a 19-year-old child making $90,000 annually could see their premiums rise by 44%, amounting to an extra $2,718 per year.

See also  How Insurance Companies Can Rebuild Trust

Health insurance executives have been vocal about the potential for significant rate increases in 2026 if the tax credits are not extended. Companies like Oscar Health are already factoring in double-digit rate hikes in their projections, with industry leaders warning of substantial premium increases across the board.

America’s Health Insurance Plans, a trade group representing insurers, has cautioned that middle-income individuals and families could face average premium increases of 75% or more than $700 per person if the tax credits are not extended.

Insurers are urging Congress to act before the Sept. 30 deadline to ensure that coverage options can be finalized ahead of the start of open enrollment on Nov. 1. Failure to extend the tax credits could have far-reaching consequences for millions of Americans who rely on ACA coverage for affordable health insurance.

It is imperative for lawmakers to prioritize the extension of these tax credits to prevent a potential healthcare affordability crisis and ensure that individuals and families can access the coverage they need without facing exorbitant premium increases.

TAGGED:AmericansCongressCreditsdoesntExtendGOPHardhitMiddleIncomeObamacare
Share This Article
Twitter Email Copy Link Print
Previous Article Meghan Markle Seething Over Abigail Spencer Photos Meghan Markle Seething Over Abigail Spencer Photos
Next Article Trump hits H-1B visas with 0,000 fee, targeting the program that launched Elon Musk and Instagram Trump hits H-1B visas with $100,000 fee, targeting the program that launched Elon Musk and Instagram
Leave a comment

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Popular Posts

OSGEMEOS Unearths a Fantastic Childhood Universe in Their Largest U.S. Exhibition to Date — Colossal

Twin brothers Gustavo and Otavio Pandolfo, known as OSGEMEOS, have created a fascinating universe called…

September 21, 2024

Google releases free Gemini 2.0 Flash Thinking model, pressuring OpenAI’s premium strategy

Google has recently unveiled a groundbreaking update to its renowned artificial intelligence model, Gemini. The…

January 22, 2025

Denver Quebec Square sold to Canadian-based fund

Denver's Quebec Square, a popular shopping center located at 7506 East 36th Ave., has been…

May 19, 2025

Grieving mother of slain DC intern Eric Tarpinian-Jachym speaks out as crime surges

The tragic death of Eric Tarpinian-Jachym, a congressional intern killed in a drive-by shooting in…

August 9, 2025

They walk among us

The recent political landscape in the United Kingdom has been marked by a series of…

June 17, 2025

You Might Also Like

Halloween May Be Even Lonelier For Singles Than Valentine’s Day
Health and Wellness

Halloween May Be Even Lonelier For Singles Than Valentine’s Day

October 30, 2025
Covid vaccine guidelines should include health care workers
Health and Wellness

Covid vaccine guidelines should include health care workers

October 30, 2025
Hidden toxins in e-cigarette fluids may harm lung cells
Health and Wellness

Hidden toxins in e-cigarette fluids may harm lung cells

October 30, 2025
ACA Premiums To Skyrocket In 2026
Health and Wellness

ACA Premiums To Skyrocket In 2026

October 30, 2025
logo logo
Facebook Twitter Youtube

About US


Explore global affairs, political insights, and linguistic origins. Stay informed with our comprehensive coverage of world news, politics, and Lifestyle.

Top Categories
  • Crime
  • Environment
  • Sports
  • Tech and Science
Usefull Links
  • Contact
  • Privacy Policy
  • Terms & Conditions
  • DMCA

© 2024 americanfocus.online –  All Rights Reserved.

Welcome Back!

Sign in to your account

Lost your password?