Please read these Terms and Conditions (“Terms”) carefully before using the website Americanfocus.online (“Website”) operated by Americanfocus.online (“us,” “we,” or “our”). By accessing or using the Website, you agree to be bound by these Terms. If you disagree with any part of the Terms, please do not use our Website.

Use of the Website:

a. The content provided on the Website is for general information purposes only. It does not constitute financial, legal, or professional advice. You acknowledge that any reliance on the information provided is at your own risk.

b. You must be at least 18 years old to use this Website. By using the Website, you confirm that you are of legal age to enter into a binding agreement.

c. You agree to use the Website in compliance with all applicable laws, regulations, and these Terms.

Intellectual Property:

a. The content on this Website, including but not limited to text, graphics, logos, images, videos, and software, is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.

b. All trademarks, service marks, and logos displayed on the Website are the property of their respective owners and may not be used without their prior written permission.

Links to Third-Party Websites:

a. The Website may contain links to third-party websites or resources that are not owned or controlled by us. We have no control over the content, privacy policies, or practices of these websites and assume no responsibility for them. The process of inclusion of any links does not imply endorsement or association with the linked website.

b. We recommend that you review the terms and conditions and privacy policies of any third-party websites you visit.

Limitation of Liability:

a. To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of the Website. This includes but is not limited to damages for loss of profits, data, or other intangible losses.

b. We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components.

Indemnification:

You agree to indemnify and hold us harmless from any claims, damages, losses, liabilities, costs, or expenses arising out of or in connection with your use of the Website or any violation of these Terms.

Governing Law and Jurisdiction:

These Terms shall be governed by and construed in accordance with the laws of Switzerland. Any dispute arising out of or relating to these Terms or the use of the Website shall be subject to the exclusive jurisdiction of the courts of Switzerland.

Severability:

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

Changes to the Terms:

We reserve the right to modify or replace these Terms at any time. It is your responsibility to review the Terms periodically for any changes. Your continued use of the Website after the posting of any modifications constitutes acceptance of those changes.