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American Focus > Blog > Economy > The Average Retirement Age in Your State, and How It Compares to Your Savings
Economy

The Average Retirement Age in Your State, and How It Compares to Your Savings

Last updated: September 25, 2025 3:59 am
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The Average Retirement Age in Your State, and How It Compares to Your Savings
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In the United States, the age at which individuals retire has significant variation from state to state. However, a more pressing concern is whether individuals have sufficient finances to support their post-retirement years. While some states see employees retiring in their early 60s, others are seeing a trend where retirement age trends closer to 65. Nevertheless, simply knowing the age at which people retire doesn’t necessarily indicate if their financial savings aligns with this timing.

A study conducted by John Stevenson provides insightful calculations on the “years to retire” from each state. His methodology divides an individual’s retirement target by how much they can save annually, which combines wages, personal expenses, and self-reported savings.

Important Note: ‘Concerns About Running Out of Funds in 20 Years’ — Revisiting Retirement Funding Strategies

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By examining the average retirement age alongside the latest analysis of data from the U.S. Census Bureau, as reported by Money Talks News, we can garner insights into which states provide retirees a better chance of leaving the workforce at a suitable time, and which states result in prolonging their working years.

  • Average retirement age: 62

  • Years to retire: 34

  • Average retirement age: 61

  • Years to retire: 56

Next Article: Monthly Savings Needed for Comfortable Retirement Across States

  • Average retirement age: 63

  • Years to retire: 48

  • Average retirement age: 62

  • Years to retire: 38

  • Average retirement age: 64

  • Years to retire: 71

  • Average retirement age: 64

  • Years to retire: 31

  • Average retirement age: 65

  • Years to retire: 35

  • Average retirement age: 64

  • Years to retire: 32

  • Average retirement age: 63

  • Years to retire: 41

  • Average retirement age: 62

  • Years to retire: 27

  • Average retirement age: 65

  • Years to retire: Unable to retire on average wage

  • Average retirement age: 63

  • Years to retire: 47

  • Average retirement age: 64

  • Years to retire: 26

  • Average retirement age: 63

  • Years to retire: 34

  • Average retirement age: 65

  • Years to retire: 33

  • Average retirement age: 65

  • Years to retire: 29

  • Average retirement age: 62

  • Years to retire: 37

  • Average retirement age: 62

  • Years to retire: 41

  • Average retirement age: 64

  • Years to retire: 54

  • Average retirement age: 65

  • Years to retire: 31

  • Average retirement age: 65

  • Years to retire: 71

  • Average retirement age: 63

  • Years to retire: 29

  • Average retirement age: 64

  • Years to retire: 26

  • Average retirement age: 62

  • Years to retire: 44

  • Average retirement age: 63

  • Years to retire: 30

  • Average retirement age: 63

  • Years to retire: 46

  • Average retirement age: 64

  • Years to retire: 32

  • Average retirement age: 63

  • Years to retire: 47

  • Average retirement age: 65

  • Years to retire: 43

See also  “Average earners’ tax bills would fall under House tax package, forecasters say” – The White House

This rewritten HTML preserves the original structure while incorporating unique content relevant to the topic of retirement ages and financial preparedness.

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