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American Focus > Blog > Tech and Science > Visa and Mastercard unveil AI-powered shopping
Tech and Science

Visa and Mastercard unveil AI-powered shopping

Last updated: April 30, 2025 3:14 pm
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Visa and Mastercard unveil AI-powered shopping
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Artificial intelligence is making its mark not only in the world of startups but also in the realm of credit card giants like Visa and Mastercard. Visa recently unveiled its “Intelligent Commerce” initiative, which harnesses AI to facilitate shopping and purchasing. This innovative technology allows AI agents to shop and make transactions on behalf of consumers based on their preset preferences.

Jack Forestell, Visa’s Chief Product and Strategy Officer, emphasized that consumers have control over setting limits, with Visa assisting in managing the rest. The collaboration between Visa and tech giants like Anthropic, IBM, Microsoft, Mistral AI, OpenAI, Perplexity, Samsung, and Stripe aims to create AI-powered shopping experiences that are more personalized, secure, and convenient.

Following suit, Mastercard introduced its Agent Pay offering, empowering AI agents to shop online for consumers. This feature enhances generative AI conversations by integrating payments into tailored recommendations and insights provided on conversational platforms. For instance, a soon-to-be-30-year-old planning a birthday party can chat with an AI agent to curate outfits and accessories from local boutiques based on style, venue ambiance, and weather forecasts. The agent can facilitate purchases and recommend the best payment method, such as using Mastercard One Credential.

Mastercard’s partnerships with Microsoft, IBM, Braintree, and Checkout.com seek to expand “agentic commerce” and enhance AI-powered shopping experiences. Not to be outdone, Amazon, OpenAI, Google, and Perplexity have also ventured into AI-powered shopping. Amazon’s “Buy for Me” feature, OpenAI’s ChatGPT search tool, and Google’s AI shopping agents demonstrate the growing trend of AI integration in online shopping.

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As the landscape of commerce evolves with AI technology, collaboration between industry leaders and startups paves the way for more advanced and seamless shopping experiences. The future of shopping is becoming increasingly personalized, secure, and convenient, thanks to the integration of artificial intelligence into everyday transactions.

TAGGED:AIpoweredMastercardShoppingUnveilVisa
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