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American Focus > Blog > Economy > Billionaire Grant Cardone Warns ‘If You Want to Get Wealthy, Stop Obsessing Over Cutting Back and Start Obsessing Over Making More’
Economy

Billionaire Grant Cardone Warns ‘If You Want to Get Wealthy, Stop Obsessing Over Cutting Back and Start Obsessing Over Making More’

Last updated: October 2, 2025 3:11 pm
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Billionaire Grant Cardone Warns ‘If You Want to Get Wealthy, Stop Obsessing Over Cutting Back and Start Obsessing Over Making More’
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Grant Cardone, renowned for his expertise in real estate, entrepreneurship, and motivational speaking, is celebrated for his straightforward stance on achieving financial success. His philosophy emphasizes growth, embracing risk, and making confident business decisions. A recent quote encapsulates his mindset: “To amass wealth, shift your focus from cutting costs to increasing income.”

Cardone’s viewpoint directly opposes conventional wisdom, which often prioritizes frugality. While many financial strategies advocate for budgeting and saving to achieve security, Cardone asserts that sustainable wealth hinges on diversifying income and seeking opportunities that yield exponential returns. His belief that “you don’t become wealthy by hoarding pennies, but by boosting your income” underscores the notion that financial independence originates from expansion rather than restriction.

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Cardone’s journey serves as a testament to the effectiveness of his principles. From humble beginnings, he amassed a substantial multifamily real estate portfolio worth billions. A key element of his success has been his strategic use of leverage. He differentiates between “bad debt,” which funds consumer purchases, and “good debt,” which financializes assets. As he puts it, “bad debt buys liabilities, good debt acquires income-generating assets.” Through investing borrowed funds in property that produces cash flow, Cardone illustrates how debt can facilitate wealth accumulation.

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Moreover, he emphasizes the significance of visibility and influence. Cardone states, “money loves attention — if no one knows who you are, they can’t pay you.” This concept transcends personal branding and forms a crucial part of a broader strategy: success mandates not just skill but also recognition. He has applied this philosophy effectively through his publications, speaking engagements, and digital platforms that amplify his presence and affirm his credibility.

He also cautions against letting cash remain idle. Cardone’s blunt assertion that “cash is trash” confronts the traditional notion of saving as a hedge against risks. Instead, he encourages individuals to invest their funds in “income-producing assets that provide monthly returns.” In Cardone’s view, real estate presents a more reliable and lucrative option compared to traditional savings accounts that may fall short against inflation.

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