Morning Minute is a daily newsletter written by Tyler Warner. The analysis and opinions expressed are his own and do not necessarily reflect those of Decrypt. Subscribe to the Morning Minute on Substack.
GM! Today’s top news:
– Crypto majors are very green as BTC hits new 2-month high at $95k
– Monero hits new ATH at $715, up 69% YTD
– Bitwise financial advisors survey shows increasing allocation to crypto
– Yzi Labs makes 8-figure investment in Genius Trading, building “onchain Binance”
– ETHGas Foundation announces Gwei token and snapshot on Jan 19
The survey results are in, and –
Financial advisors are turning up their crypto recommendations to new ATHs.
New survey data shows financial advisors are allocating to crypto at the highest levels ever recorded. This is a meaningful shift in how this particular cohort has viewed digital assets and are now allocating inside their traditional client portfolios.
Key takeaways from the data:
– 32% of advisors reported allocating to crypto in client accounts over the past year, up from 22% in 2024 (an all-time high for the survey)
– 56% of advisors now personally own crypto, the highest level of advisor ownership since the survey began in 2018
– Among client portfolios with crypto exposure, 64% now allocate more than 2% to crypto, up sharply from 51% last year
– 42% of advisors said they now have institutional access to buy crypto for clients, up from 35% in 2024 and just 19% in 2023
– When asked what themes excite them most, stablecoins and tokenization led interest at 30%, followed by “digital gold / fiat debasement” (22%) and crypto-linked AI investments (19%)
Financial advisors are finally embracing crypto—and they’re jumping in with both feet.
“Hunter Horsley, CEO of Bitwise, revealed that a large wealth team at a major US Bank is allocating a 1% to $BITB across clients. Mainstream investors are coming into this asset class.”
This is what real investment adoption looks like. For the past few years, crypto’s institutional story revolved around hedge funds, DATs, and ETFs. But financial advisors are arguably the most important distribution channel of all as they sit between markets and millions of end investors.
The data points to three big implications for 2026:
– First, crypto is increasingly being treated as a core portfolio asset. Allocations above 2% are becoming the norm where crypto is present, signaling longer-term positioning.
– Second, access is compounding adoption. As more advisors gain the ability to buy crypto through compliant, institutional rails, allocations naturally follow. The jump from 19% access in 2023 to 42% today is a significant and telling shift.
– Third, the narratives are maturing. Advisors are gravitating toward stablecoins, tokenization, and macro use cases.
There’s an analogy that wealth advisors don’t move like speed boats but more like cruise ships or oil tankers. They’re slow and methodical, but once they turn in a direction – they’re very hard to stop and they tend to keep going.
That’s why this tipping point matters so much. Once financial advisors start pitching crypto to their clients—they will most likely continue to do so. And add, and increase portfolio allocations. This is the infinite twap. And this is the wave (or tsunami) of buy pressure that will eventually overtake the Bitcoin and broader crypto sellers. It’s just a matter of time…
A few headlines that stood out:
– Crypto majors are very green with Bitcoin making a new 2-month high; BTC +3% at $95,100; ETH +5% at $3,300, SOL +2% at $145; XRP +3% to $2.12
– Visa is partnering with stablecoin infrastructure provider BVNK to integrate stablecoin pre-funding and direct payouts into its Visa Direct real-time payments platform
– Coingecko is considering a sale for $500M, tapping Moelis & Company to help them explore options
– A draft provision in the Clarity Act would grant XRP, Solana, Dogecoin and others the same non-security status as Bitcoin and ETH (along with all ETF assets)
– Galaxy Research warned that the new draft Clarity Bill will give the Treasury too much surveillance power
– Bipartisan legislators introduced a bill to clarify when crypto developers and infrastructure providers are treated as money transmitters under federal law
– Wintermute reported that OTC crypto liquidity is concentrated in BTC and ETH, with broader altcoin rallies fading in 2025
– Polygon announced its Open Money Stack, becoming a regulated US payments platform after its Coinme and Sequence acquisitions
The BTC ETFs saw $753.8M in net inflows on Monday, the highest day since Oct 10; ETH ETFs saw $150M in net inflows
SharpLink shared plans to expand in 2026 after amassing nearly $3B of ETH and staking $170M on Linea, ultimately targeting 5% of ETH supply
A newly formed Kraken-linked SPAC filed for a $250M U.S. public offering
Semler Scientific shareholders approved a merger with Vivek’s Strive Inc. in an all stock deal
Meme majors were mostly green with some posting 5-10% gains; Doge +5%, Shiba +1%, PEPE +10%, TRUMP +3%, Bonk +7%, Pengu +6%, SPX +3%, WIF +9% and Fartcoin +9%
NFT leaders were mostly flat on the day; Punks even at 29.2 ETH, Pudgy even at 5.13 ETH, and BAYC +4% at 5.88 ETH; Hypurr -1% 508 HYPE
Chimpers (+14%) and Good Vibes (+8%) led notable top movers
Token Works announced that anyone can now create an ERC20 strategy token
Fogo launched its token airdrop claim page ahead of Thursday’s TGE
The ETHGas Foundation introduced its GWEI token and announced a snapshot for Jan 19
Binance announced that Aster will power perps in its Binance Wallet, with Aster points incentives and a $200k prize pool
Yzi Labs made an 8-figure investment in Genius Trading, a privacy-focused platform aiming to build an onchain Binance, with CZ joining on as an advisor
Backpack announced a new prediction market with a cross margin feature
Rekt Drinks sold out its World Star Cherry Cola in less than a day
These developments indicate a growing interest and investment in the crypto space, with financial advisors playing a significant role in driving this adoption. As more traditional financial institutions and investors enter the market, the landscape of crypto investments is evolving rapidly. Stay tuned for more updates and insights on the latest trends in the crypto world.
