Bob Herman covers health insurance, government programs, hospitals, physicians, and other providers — reporting on how money influences those businesses and shapes what we all pay for care. He is also the author of the Health Care Inc. newsletter. You can reach Bob on Signal at bobjherman.09.
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Preventive care stays free, for now
The Affordable Care Act survived yet another trip to the Supreme Court. The justices quibbled over just how powerful the members of the U.S. Preventive Services Task Force are, but the conclusion is this: Any preventive service that gets an A or B grade from the USPSTF must continue to be covered by health insurance companies at no cost for people.
In a recent ruling, the Supreme Court upheld the requirement that health insurance companies must cover preventive services rated A or B by the U.S. Preventive Services Task Force without cost-sharing. This means that individuals will not have to pay anything out of pocket for these essential preventive services.
The decision ensures that crucial preventive care, such as cancer screenings, vaccinations, and counseling services, will remain accessible and affordable for all Americans. By covering these services at no cost to the patient, insurers can help promote early detection and intervention, ultimately improving health outcomes and reducing healthcare costs in the long run.
This ruling is a significant win for public health and underscores the importance of preventive care in maintaining overall well-being. As we navigate the complexities of the healthcare system, ensuring access to essential preventive services is crucial for promoting a healthier population and reducing the burden of chronic diseases.
For more updates on health policy and industry news, be sure to subscribe to the Health Care Inc. newsletter for the latest insights and analysis from Bob Herman. Stay informed and empowered to make informed decisions about your healthcare coverage and access to essential services.
