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American Focus > Blog > Tech and Science > The UnitedHealthcare Tragedy Is Why Insurance Needs to Change Now
Tech and Science

The UnitedHealthcare Tragedy Is Why Insurance Needs to Change Now

Last updated: December 19, 2024 2:47 pm
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The UnitedHealthcare Tragedy Is Why Insurance Needs to Change Now
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The harrowing experience of being a victim of gun violence at a young age has left a lasting impact on me and my family. The physical trauma of being hit by a stray bullet that tore through my trachea and damaged my carotid artery was only the beginning of our ordeal. The complexities of navigating the health insurance system during my recovery added layers of stress and frustration that were almost unbearable.

As a trauma surgeon now, I have seen firsthand how the struggles with health insurance that my family faced are all too common. The recent tragic killing of UnitedHealthcare CEO Brian Thompson has brought to light the deep-seated anger and frustration that many people feel towards a system that prioritizes profits over people. The demand for reform is growing louder, as more and more individuals are being failed by a system that should be providing solutions, not barriers.

The exorbitant cost of healthcare in the United States, averaging $15,074 per person annually, is staggering. Despite having insurance, many Americans still face bankruptcy due to high medical expenses. Medical debt affects 41 percent of the population, highlighting the system’s failure to provide financial security in times of need.

Insurers often make decisions about whether to cover necessary care, causing delays in treatment through bureaucratic hurdles like prior authorizations and denied claims. This not only adds to the stress and anxiety of patients and their families but also leads to worse outcomes as essential care is postponed or denied.

As someone who has experienced the challenges of navigating the healthcare system firsthand, I believe that significant reform is needed. We must prioritize care, equity, accountability, and cost in order to build a system that values human life over corporate gain. This includes expanding coverage, simplifying processes, integrating mental health care, and holding insurers and clinicians accountable for delivering compassionate care.

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However, with the political landscape leaning towards deregulation and market-driven solutions, the prospect of sweeping healthcare reform in the near future seems unlikely. Efforts to dismantle the Affordable Care Act and prioritize fiscal conservatism over systemic change may hinder progress towards a more equitable system.

Despite these challenges, it is imperative that we continue to push for reforms that prioritize the well-being of patients over profits. By capping out-of-pocket expenses, eliminating lifetime limits, and expanding income-based assistance, we can create a more equitable healthcare system that allows individuals to focus on healing and recovery.

As we navigate these turbulent times, it is crucial that all stakeholders in the healthcare system come together to prioritize care, outcomes, and people. Only through collective action and a shared commitment to reform can we build a healthcare system that inspires hope and truly values human dignity.

TAGGED:ChangeInsuranceTragedyUnitedHealthcare
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