Medicare has long been a pillar of the American social safety net, providing affordable healthcare to millions of seniors once they reach the age of 65. However, a recent study led by researchers at Brown University and Harvard University has highlighted a disturbing trend – a growing number of Americans, especially Black Americans, are dying before they can access Medicare benefits.
Over the past decade, premature deaths among adults aged 18 to 64 have increased by 27%, according to federal mortality data from all 50 states. The most alarming increase was seen among Black adults, with a 38% rise in premature deaths compared to a 28% increase among white Americans. These findings underscore the stark racial disparities in access to healthcare and the inequities that persist within the Medicare system.
The study analyzed Medicare enrollment files and death records to identify those who died before reaching the age of eligibility for Medicare. The data revealed that Black adults consistently faced higher rates of premature death compared to white adults, with the gap widening over the years. This disparity was evident across nearly every state, highlighting the systemic inequities that exist within the healthcare system.
The researchers pointed out that the current design of the Medicare program effectively perpetuates structural inequities, as those who contribute to the system their entire lives are dying before they can benefit from it. This has significant implications for public health policy, as more Americans are experiencing increased health needs during midlife, raising questions about the efficacy of the current healthcare system.
As the U.S. population ages and the number of older Americans continues to rise, the study calls for a reevaluation of how healthcare access is linked to age. Aligning healthcare access with need, rather than age, should be a priority for policymakers to address the growing disparities in healthcare outcomes.
The findings of this study underscore the urgent need for addressing racial disparities in healthcare and ensuring equitable access to essential services for all Americans. By recognizing and addressing the systemic inequities that prevent many individuals, especially Black Americans, from accessing healthcare, we can work towards a more just and inclusive healthcare system for all.

